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Should you be concerned about Earthquakes?

Can a earthquake really affect me?  With the many pictures that are pouring out of Haiti of the devastation that occurred from this weeks massive earthquake, I think that all of us ask that question.  And honestly I don’t know if anyone can really predict when and where the next big quake will hit.  There are 5 danger areas  located in the US for potential major earthquakes.  If you are living in or near these locations it is very important that you develop a plan.  That plan also needs to include checking with your insurance agent to see if earthquake coverage is available on your homeowners or commercial insurance policy.  Please don’t assume that your homeowners policy covers damage done by a earthquake  – most standard homeowners policies do NOT cover earthquakes.  So this would be something you need to check with your agent concerning the coverage options.

Our thoughts and prayers go out the people in Haiti.  Please post your thoughts below concerning the Haiti earthquake, or earthquake insurance.

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