Accidents happen. Who know’s why? Maybe the road was icy, maybe the car behind you was following too close and hit you, maybe the heel of your 4 inch Manolo Blahnik’s got caught under the gas pedal. But whatever the reason, that’s why we carry Auto Insurance. We have put together some suggestions to for what to do at the Scene of an Accident.
- STOP immediately! Do not obstruct traffic. Call an ambulance, if anyone is injured.
- Warn other driver’s to prevent further damage. Set Flares . Signal with a Flashlight at night.
- NOTIFY the police.
- Gather the FACTS. Be sure to get the names of witnesses, as well as other pertinent information. (get the Driver’s License of the other parties involved, insurance information and a description of the other Vehicles involved, including Make, Model and License Number )
- Show a description of the Scene of the accident. A Picture is worth a 1000 words.
- Be careful what you say. Don’t hastily accept settlements or accept responsibility, which is what the Investigation will reveal.
- Remain CALM and courteous. This is a stressful situation for all parties involved. Be consistent with what occurred.
- Before leaving the scene make sure you have all the information you need to contact the other parties insurance agency, Contact phone numbers and a Police report number, if available. Notify your Insurance agent as soon as possible.
Using these TIPS at the time of the accident scene may prevent unknown questions that may come up as you proceed through the claims process. We certainly hope that your future is ACCIDENT free. But, whatever the situation know you that you will be Prepared!
Let us know if these tips were helpful or if you have any useful tips of your own – please leave your thoughts below.
