Commercial Insurance

Who’s going to insure the Easter Bunny?

April 4, 2010

Being that our main purpose is to answer insurance questions, on this special holiday, an obvious question arises -Who’s going to insure the Easter Bunny??
Because the Bunny works alone – he most likely won’t need workers comprehensive coverage.  But being in the delivery business stirs up many liability issues!!
Then there’s the question of how does [...]

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Should you be concerned about Earthquakes?

January 14, 2010

Can a earthquake really affect me? With the many pictures that are pouring out of Haiti of the devastation that occurred from this weeks massive earthquake, I think that all of us ask that question. And honestly I don’t know if anyone can really predict when and where the next big quake will hit. There are 5 danger areas located in the US for potential major earthquakes. If you are living in or near these locations it is very important that you develop a plan.

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Protecting Pipes from Winters Bone Chilling Freeze

January 5, 2010

As we head into the middle of the winter months it’s extremely important that you pay attention to your pipes. The world famous Farmers Almanac® has forecast a very cold winter. With the extreme cold brings the possibility of frozen pipes in homes and businesses. State Farm ® insurance reports that the average cost for water claims is on the rise – that the average cost per claim – approx $15,000 – is up 33% from 2007 to 2008. While most insurance carriers cover damage done by broken pipes, avoidance is always the best option. So what can be done?

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What is the “true” cost of Pizza Delivery?

January 3, 2010

Do you or a family member deliver food for a restaurant and use your own vehicle? If you do you may NOT be covered by any insurance – you need to know the “True” cost of delivery!

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