Appraised Value

Super Bowl Insurance Tips

January 29, 2012

Super Bowl week brings with it some of the greatest excitement that any single event on earth can bring.  Thousands of people all over the world will watch this event on TV, Internet, and even in person.  In many cases people watch this incredible event somewhere other than their own home.  And it’s when we travel that [...]

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Does Property Value have anything to do with Reconstruction Value?

January 24, 2010

Over the past year one of the biggest questions I’ve been asked is ” because property values have leveled off or decreased should I lower my dwelling coverage on my house?” This is a very good question, because if we were thinking logically like Spock on Star Trek, we would think it reasonable to reduce coverage as the value of our property decreased. But the problem here is that the property value has NOTHING to do with what it would cost to reconstruct you home.

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